Copilot (Microsoft)

Last checked: Oct 14, 2026 (partial)

Official sources we watch: Copilot plans for individuals

Latest features

Copilot works inside Word, Excel, PowerPoint, and Outlook. (Microsoft)
Cowork, Researcher, and Analyst are offered in Microsoft 365 Premium and Pro. (Microsoft)

Last checked Oct 14, 2026.

Plans for individuals: Microsoft 365 Personal (1 person, 1 TB), Family (up to 6 people, 2 TB; AI for the subscription owner only), Premium, and Pro (5 TB, highest Copilot usage). (Microsoft)
US prices for individuals: Personal $9.99/month or $99.99/year; Family $12.99/month or $129.99/year; Premium $19.99/month or $199.99/year. (Microsoft)
Pro $99.99/month, billed monthly only. (Microsoft)
Business plans with Copilot built in: Microsoft 365 Business Standard with Copilot $23.50 per user/month and Business Premium with Copilot $32.00 per user/month, both paid yearly. Free Copilot Chat comes with eligible Microsoft 365 work plans. (Microsoft)

Prices checked Oct 15, 2026.

Last checked Oct 14, 2026.

Updated Copilot app: one app for personal, work, and school accounts, with Word, Excel, Outlook and other Microsoft 365 apps reachable from inside it. Podcasts, Deep Research, Group chat and some other features are being retired. Chat, image creation and file uploads stay free within limits. (Microsoft Support)